Aaj ka article bot hi khaas hai. kyu ki aaj ke article mei hum sbi cheque book ke baare mei kuch important chiz jaanenge.

Kabhi aapne apne cheque mei guar kiya hai ki aaapke cheque mei bot saare numeric digit print hote hai. Unn printed numeric digits ka matlab kya hai.

Iss article hum unn printed numeric digit ke baare mei baat karenge. Aur jaanenge ki unka kya matlab hota hai aur iska kya fayada hai.

Agar aap jaana chahte hai ki kaise hum online cheque order kar sakte hai toh iss link pe jaaye sbi cheque book request online then click here.

Ab baat karte hai unn numeric digits ke baare mei jo humare cheque book mei printed hote hai

Demo ke liye mai sbi ka original cheque istemal kar rha hu.

SBI cheque
Image- SBI cheque for demo

Upar ke image mei maine kuch points indicate kiye hai jissse hum assani se uske meaning ke baare mei jaan sakte hai.

SBI cheque ke numeric digit ka meanings hai:-

Point 1

Yeh indicate karta hai Bank ke IFS Code(Indian Financial System) ko.

Iss code mei 11 alfa-numeric digit hote hai. Inn alfa-numeric digits ko RBI (Reserve Bank of India) provide karta hai har ek bank aur unke branches ko.

RBI har bank aur unke branches ko different IFS Code provide karta hai jisse hum unn numbers ko dekhte hi pata kar sakte hai ki woh kon se bank ha aur uska branch kon sa hai.

Pehla four digit Bank ko indiacte karta hai aur 5th number zero rehta hai jo ki kv fture ke istemak ke liye rakha gaya hai.

Aakhari Six digit bank ke branch code ko indicate karta hai.

Point 2

Point 2 cheque number ko show karta hai. Yeh 6 numeric digit ko contain karta hai. Jo ki uss cheque book ka serial number hota hai.

Point 3

Yeh MICR Code (Magnetic Ink Charater recognition) ko represent karta hai.

Ismei aapko 9 numeric digit ka code milega. Pehla 3 digit aapke city ko represent karta hai. Kyu ki yeh aapke city ke pincode ka first 3 digit hota hai.

Beach ke 3 digit aapke bank ko represent karta hai. Aur Last 3 digit aapke bank ke branch ko represent karta hai.

Point 4

Yeh ek optional code hota hai. Jisse RBI aapke cheqe book mei provide karta hai aapke account number ke through.

Point 5

Iss code ko Transcation code kaha jata hai. Yeh code 0 se lekar 99 tak hota hai.

Yeh aapke cheque book ka type batata hai.

Jaise,

  • 10 means Savings Account
  • 11 means Current Account
  • 0-49 means Debit Instrument
  • 50-99 means Credit Instrument

Aur baaki sab toh hum jaante hai hai ki Pay section mei hume Beneficiary ka naam likhna hota hai. Agar aap khud withdraw karna chahte hai toh Self likhiye.

Aur Rupees section mei amount ko rupees likhna hota hai but words mei. Jaise mujhe Rs. 10,000 nikalna hai toh mai likhunga Ten Thousand Rupees only.In Rupees section.

Aur box mei digit mei likhunga 10,000/-

A/C No. box mei pehle se hi aapka account number printed hoga. Aapko likhne ki jaroorat nahi hai.

Date ke box mei date fill kar de aur sign ke upar apna signature kar de.

Yaad rhe cheque mei date likhne ke baad cheque ka validity sirf 3 months ka hota hai.

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