Is it safe to bank online?

Is it safe to bank online
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Yeh sawal aapko hamesa aata hoga. But ab hum uss samay mei jee rahe hai jaha humei technologies ke sath – sath chalna hoga.

Aaj ke date mei internet banking ek aisa option hai jiski help se humara saara kaam bina bank gaye hi ho jata hai.

Aur hamara saara time save ho jata hai. Rahi baat “Is it safe to bank online”.

Toh aapko bata de ki jaise har coin ka 2 face hota hai waise hi internet banking ke faayede ke sath sath nuksaan v hai.

Faayada yeh hai ki ab saare bank ke kaam , aap ghar baithe hi kar sakte ho. Bot rare case mei hi aapko bank visit karna hota hai.

Nuksaan yeh hai ki agar aap apne net banking ke saare details safe nahi rakhte ya kisi ko pata chal jaaye toh woh unn details ka misuse kar sakta hai.

Aaj kal bot saare cyber crime waalo se fraud calls v aate hai toh agar aap sawdhaan nahi rahoge toh aapke sath fraud ho sakta hai.

Is it safe to bank online baare mei 12 points ke baare mei jaante hai jisse humara bank account safe rahe

1. Fraud Call

Is it safe to bank online
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Aaj kal cyber crime bot jaayda ho gaya hai log alag alag tarika khoj rhe hai jisse woh aapke sath fraud kar sake.

Ismei se ek tarika hai Fraud Call hai. Cyber crime waale aapko unknown number se call karenge.

Aur bolenge ke woh aapke bank manager hai. Aur aapk ATM Card ya Bank Account band hone wala hai. Toh ATM Card ya Bank account ko active rakhne ke liye uska details de, verification ke liye.

Details milne ke baad woh aapke bank account se saara paisa nikal lega.

Bank waale kv aapko call nahi karemge aur kv aapse bank account ya ATM Card ka details ni maangenge.

Agar aapko koi fraud call aata hai toh kv koi bank details na bataye aur turant Police ke Cyber Crime waalo ko inform kare.

2. Phishing Emails

Is it safe to bank online
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Phishing email v ek tarha ka fraud hota hai. Ismei aapko aapke email account mei ek aisa mail aayega ki aapko lagega ki yeh Bank se aaya hai.

Kyu ki iska design hi bank waalo ke email jaisa hota hai. Email mei likha hoga ki aapka Bank account Deactivate hone waala hai, issliye niche diye gaye link mei click kare.

“Aur apne internet banking ke Username aur Password se login kare. Login karte hi aapka bank account activate ho jaayega”.

Email mei diye gaye link mei click karte hi aapko ek fake website mei chale jaayenge waha aapko Username aur Password type karne bolega.

Agar aapne apne net banking ka Username aur Password type kar diya toh, aapka net banking ka Username aur Password cyber crime waalo ko pata chal jaayega.

Jiski help se woh aapke bank account ka misuse kar sakta hai.

Issliye iss tarha ke emails ko na khole.

3. Use Antivirus in your PC & Mobile

Is it safe to bank online
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Hum sab net banking karne ke liye ya toh apne PC/Laptop/Mobile ka use karte hai.

Toh yaad rahe uss PC/Laptop/Mobile mei hamesha antivirus ka use kare taaki aapka PC/Mobile bacha rahe aur aapka Bank Account v safe rahe.

Kyu ki ab saare Antivirus Total Security provide karne lage hai jismei internet security v hoti hai.

Jisse jab aap internet banking karte hai tab aapka net banking details secure rehta hai.

4. Always keep Strong Password

Is it safe to bank online
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Humei hamesha apne internet bank account ka password Strong rakhna chahiye. Jisse hacker uss password ko crack na kar sake.

Strong Password create karne ke liye niche diye baato ko use kare:-

  • Capital letters ka use kare
  • Small letters ka use kare
  • Different Symbols ka use kare
  • Numeric digit ka use kare

Upar diye gaye saare points ko mila kar apna password create kare. Iss tarha ke password crack karna bot muskil hota hai.

5. Use Secure Network

Is it safe to bank online
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Secure networks ka matlab hai woh webstes jiske url mei HTTPS:// ho. Iss tarha ke websites hamesa secure hote hai.

Iss liye hamesa unn websites ko browse kare jinke url mei HTTPS ho.

6. Always shopping online through trusted sites

Is it safe to bank online
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Hamesa online shopping karne ke liye trusted aur branded e-commerce websites ka use kare.

Jaise Amazon, Flipkart,Snapdeal & etc. Yeh websites worldwide famous aur trusted hai. Iss liye inmei online payment karne mei v koi problem ya insecure ni hota hai.

7. Use Trusted Browser only

Is it safe to bank online
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Koi v website browsing karne ke liye hamesha trusted browser ka use kare. Jaise Google Chrome, Mozilla, Opera, Safari & Internet Explorer.

Yeh saare worldwide famous aur trusted browser hai. Agar aap internet banking v karte hai toh inn browser ka use kar sakte hai.

8. Remove your Personel Info from Social Media

Is it safe to bank online
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Hamesa apne personel info social media ke account mei na daale. Jiase ke Aapka mobile ya email id jo aapke bank account se link ho.

Agar social media mei bank registered mobile number ya email ID daala hai toh turant usse remove kar de.

Kyu ki cyber crime waale, aapke bank registered mobile number ya email ID se aapke sath fraud kar sakte hai.

9. Always update your Bank Passbook

Is it safe to bank online
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Hamesa apne bank account ke statement regular basis pe update kare aur check kare. Agar kahi kuch v suspicious transaction dekhe toh turant apne bank ke manager se baat kare.

10. Use 2-Factor Authentication

Is it safe to bank online
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Hamesa apne internet banking ke login process mei 2-Factor-Authentication ka use kare. Taaki agar 1st factor yani aapka Username & Password kisi ko pata chal v jaaye phir v woh login nahi kar paayega.

11. Use Official Bank App only

Is it safe to bank online
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Hamesa official bank app ka hi use kare. Kyu ki Playstore mei bot saare fake or spam app milenge net banking ke liye.

Yeh fake or spam app same to same bank ke official jaisa hi lagega. Issliye net banking app download karne se pehle uska developer check kare.

Agar developer aapka bank hai toh hi download kare.

12. Don’t Use Public Computer & Server for banking

Is it safe to bank online
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Public computer ka matlab hai ki, kv v Cyber cafe ya kisi aur ka computer/laptop se net banking na kare.

Kyu ki ho sakta hai by mistake aapke internet banking ka Username aur Password uss system mei save ho jaaye.

Public server ka matlab hai , kv v free WIFI mei net banking na kare. Free Wifi humei aksar Restaurant , Hotel ya Cafe mei milta hai.

Toh uss free Wifi mei internet banking kv na kare kyu ki ho sakta hai uss server mei aapke internet banking ka Username aur Password save ho jaaye aur aapko pata v na chale.

Iss liye better yahi hai ki free Wifi mei net banking na kare.

Hope iss Article se, Is it safe to bank online ka answer mil gaya hoga. Agar koi doubt hai toh please comment kar ke bataye….

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